With the rapid growth in the collecting of fine art, antiques and collectables over the last few years, we have seen a dramatic change in the attitude of UK insurance companies towards these collections and many refuse to offer the appropriate cover. To meet this growing demand, we specifically designed Art-Insure to deal with the intricacies of this specialised market, and our contract is now the UK’s leading purpose-built insurance scheme for fine art, antiques, sculptures and collectables.

Most standard policies lack sufficient flexibility and width of cover, therefore we have access to Underwriters who understand these needs and who are prepared to offer imaginative solutions. Furthermore our experience in this area of the market enables us to provide guidance on the correct level of cover required and where appropriate to arrange surveys and valuations. This enables us to tailor cover to your individual needs and lifestyle but above all, to provide "peace of mind" with the minimum of formalities.

Key Features
• Full All Risks Cover
• Expert Knowledge
• Depreciation Paid If Damaged
• Special Cover for Collections
• No Warranties or Average Clause
• Guaranteed Values
• Valuations Arranged
• Personal Service

Reasons to Change
• Most policies are not tailored to suit your individual needs
• Standard policies are inflexible
• Sums insured can be limited
• Unwieldy & difficult forms to be completed
• Slow settlement of claims
• Lack of understanding on specialist terms – such as antiques & unique risks
• Uncaring & disinterested attitude
• Policy cover poorly explained
• Insured property poorly presented

Why The Bateman Group?
• Personal Risk Manager appointed to look after your needs & requirements
• Totally independent insurance consultants who review the whole market & contracts
• Established since 1967
• One of the largest insurance brokers in Warwickshire
• Personal service anywhere in the UK
• Experienced “in-house” support team
• Annual review
• Over 7,000 clients across the UK

Peace of Mind
Rest assured, we use a selection of the finest insures in the UK, specialising in the insurance needs of today's collector. We can offer a choice of either a separate "Fine Art" policy or a total package that incorporates all of your home contents and buildings whilst absorbing your Fine Art however large or small the collection.

Loss In Value
Unlike traditional insurances, our policies provide "loss in value" cover on all of your paintings and sculptures which will ensure that you will be compensated for any loss in market value suffered after an item has been repaired. Compare this to a standard household insurance policy!

Death of the Artist
Another advantage of our policy cover, is that for six months following the death of an artist (occurring during your policy term), any items that you may have by the artist would be automatically increased by up to 100% without charge.

Specifying Your Fine Art
Standard policies will often ask that each item of £1,000 or more is specified and a valuation obtained, which for many collectors with a large collection would be both time consuming and expensive. Our policies offer generous limits and very wide cover, which means that for single items under £5,000 there is no need to specify it or have a valuation, although of course we would always recommend a regular valuation as evidence of loss in the event of a claim.

Warranty Free Cover
A warranty is a condition of a policy that you must adhere to for a claim to be honoured by the insurer. Fore example, a common feature of a standard insurance policy is a "security warranty" which would state that all exit doors and windows would have to be closed and locked when a theft took place, in order for the claim to be paid. As you might expect, our insurers do not enforce such terms, accepting that anyone is capable of leaving a window slightly open or forgetting to set an alarm and would settle the claim without question.

We would be delighted to discuss your requirements with you personally and pleas call Chris Fielding or Dawn Beachus on 01926 405880 or complete the online form to arrange your free quotation and appraisal.